Eligibility criteria
Before you apply, please check and see if you meet the criteria listed below:
To be eligible, you must:
- have a permanent UK address
- be over 18 years of age
- not have been declined for credit in the last month
- not have a history of bad credit
- not be an existing IrishSavings Credit Card holder
Key product features
- Representative 16.9% APR (variable)
- 0% p.a. for 15 months on balance transfers plus 3% fee
- 0% p.a. for 15 months on all purchases
Summary Box
Ready to apply?
Please make sure you key all your information as accurately as possible and check that it is correct before you submit your application. Wrong information may delay your application and could ultimately affect our decision to approve your application.
On completion of your application, we will carry out credit reference or other enquires in accordance with our lending procedures. Once your application is approved it will be sent to you and will include the terms and conditions for your IrishSavings Credit Card, which can also be viewed on our credit cards home page. We strongly recommend you read the information contained on our security and privacy pages.