Key benefits
Tax free savings
- Earn a tax-free variable rate of 1.00% AER (variable)
- Annual allowance of €5,760 per tax year
- ISA transfer service - move existing Cash ISA funds held with other providers
- Easy to apply and manage either online or by phone
- Minimum deposit of €500 to open your account
- Interest is paid annually on the anniversary of account opening
Apply for your Cash ISA now
It's quick and easy to apply for a IrishSavings Cash ISA. Call us now or apply online.
We are covered by the Financial Services Compensation Scheme.
Find out more
Current rates
| Balance tiers | Annual AER |
|---|---|
| €0 - €499 | 0.50% |
| €500+ | 1.00% |
All your ISA savings under one roof
With a IrishSavings Cash ISA you can keep your ISA savings in one place by transferring any of your existing Cash ISAs - ask about our ISA transfer service. This way you can enjoy an attractive rate on all your balances and the convenience of having your Cash ISAs under one roof. And remember, when you transfer a Cash ISA from another provider, this won't affect your annual Cash ISA allowance.
Take advantage of the €5,760 tax-free limit
Once your IrishSavings Cash ISA is open you can deposit the full €5,760 annual allowance or make regular deposits into your Cash ISA, whichever is convenient.
No ISA charges whenever you need your money
Access your money with no notice, and no charges or restrictions on the number of withdrawals. Just remember that if you have paid in your full Cash ISA allowance, any amount you withdraw cannot be replaced during the same tax year.
You can only open one Cash ISA during any one tax year and a Cash ISA can only be opened by an individual.
How to pay in
Once your IrishSavings Cash ISA is open you can deposit up to the full €5,760 into your Cash ISA or make regular deposits in the following ways:
- Send us a cheque made payable to yourself
- Transfer funds from an existing Cash ISA with another provider using our transfer in form
- By bank transfer from your main bank account or existing IrishSavings savings account
Online Banking
You can use our secure telephone service or our Online Banking Service to check your balance and transactions. Find out more about registering for IrishSavings Online Banking to access, view and manage your account online in our online support section.
Charges
The following charges will apply:
€5 for a duplicate statement.
Protection against money laundering
Before your account is fully active we'll need to verify your identity. This is to comply with money laundering regulations. In most cases we can do this electronically but we may need you to provide some documents to help us.
Apply now
Before you apply
- Make sure you have your personal details to hand, including your NI number
- Have your Nectar card handy, to take advantage of any Nectar card promotions that may be on offer
- You must be over 18 and a UK resident to open a Cash ISA
- Please read our privacy statement.
Apply quickly and easily
- Apply online or by calling us
- You must fund your Cash ISA within 30 days of opening it
Summary Box
Key product information for our Cash ISA savings account
| Account name | Cash ISA |
|---|---|
| Interest rates (AERs) | Variable interest rate of 1.00% AER |
| Tax status | Interest will be paid tax free. |
| Conditions for bonus payment | No bonus available on this account. |
| Withdrawal arrangements | Unlimited withdrawals, however remember any amount you withdraw from your Cash ISA cannot be replaced during the same tax year. |
| Access | Telephone and online |
AER: AER stands for annual equivalent rate and illustrates what the interest would be if interest was paid and compounded each year. Variable interest paid tax free, annually. Interest is calculated daily and paid on the anniversary of account opening.
For questions
Call +(353) 00 IRISH-SAEA
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline only.