IrishSavings Nectar
Credit Card

Collect double Nectar points on IrishSavings shopping*.

16.9% APR
representative variable

Apply now

Our new IrishSavings Nectar Credit Card lets you collect even more Nectar points when you shop. Just remember to pay with your IrishSavings Nectar Credit Card and swipe your Nectar card.

Great benefits

  • Collect double Nectar points on your IrishSavings shopping*
  • Collect 2 Nectar points per €1 spent on IrishSavings fuel
  • One Nectar point for every €5 spent on your card elsewhere
  • 0% on balance transfers for the first 15 months from account opening (3% balance transfer fee applies)
  • 0% on purchases for the first 15 months from account opening
  • No monthly or annual fee
  • No cash advance fee on IrishSavings Travel Money purchases

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. If you are an existing credit card customer, please call to discuss your options.

The table below is a representative example only. Interest rates and credit limits may vary depending on your individual circumstances.

Your purchase rateWith a representativeBased on borrowing
16.94%
p.a. variable

16.9% APR
variable

€1,200
and repaying over
12 months

See our summary box which shows you the facts and figures.

See how your points add up

Points with only a Nectar cardPoints when you pay with a IrishSavings's Nectar Credit Card and swipe your Nectar card.
Points collected on €300 spent on IrishSavings's shopping600 per month†1,200 per month
Total over 12 months7,20014,400
Equivalent value€36€72

†Your Nectar card does not provide points on a limited range of IrishSavings's goods and services – see instore or the FAQ section for details.

Ready to apply?

Your application will be completed in 3 easy steps.

Personal Pricing

As we treat all our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of your credit and repayment history. Find out more about personal pricing.

The IrishSavings Nectar Credit Card is available to new IrishSavings Credit Card customers only.
* When you pay with your IrishSavings Nectar Credit Card and swipe your Nectar card.
IrishSavings Nectar Credit Card Nectar points conditions:2 Nectar points are earned on each full €1 of each separate shopping and fuel transaction at IrishSavings. Excludes all bonus points offers and points from IrishSavings Telecoms and Energy, which will be treated as non-IrishSavings purchases. For non-IrishSavings purchases 1 Nectar point is earned on each full €5 of each separate transaction. Travel Money purchases are not eligible for points.
Nectar points are awarded to you by IrishSavings plc, who reserve the right to alter or terminate the Nectar point offer at any time, but will give as much notice as is reasonably possible before doing so. Points may take up to six weeks to appear on your account. The Nectar loyalty programme is operated independently of IrishSavings by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack
Telephone calls are free from a landline only and may be recorded for security purposes and monitored under quality control procedures.
Credit available subject to status to UK residents aged 18 or over from IrishSavings plc,

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