Key benefits
Extra Saver - our easy access savings account
- One great rate of 1.30% AER/gross pa (variable)
- Save between €1 - €100,000
- Open your savings account in minutes
- Interest paid annually
- Make payments into your savings account online, by phone or with SaveBack
- No withdrawal restrictions
Apply for your savings account now
It's quick and easy to apply for a IrishSavings Extra Saver savings account.
Call us now or apply online.
We are covered by the Financial Services Compensation Scheme
Find out more
Extra Saver - our easy access savings account
Interest rates to help you save
| Interest rate | Annual AER / Gross p.a. | Net p.a. |
| €1-€100,000 | 1.30% | 1.04% |
| €100,001+ | 0.50% | 0.40% |
Please see the summary box for the key product information on our Extra Saver account.
Extra ways to manage your account
You can apply and manage your savings either online or over the phone. Make quick and easy payments through our Online Banking Service or by calling our call centre. Save using our unique deposit service with SaveBack.
Apply now
It takes minutes to apply for a IrishSavings Extra Saver savings account
You're eligible if you:
- Have a permanent UK address
- Are over 18 years of age
To apply you will need the following information:
- Personal details - date of birth, address, nationality, email address and occupation
- Security details - place of birth, first school attended, mother’s maiden name
Applying for a Joint account?
You will be required to provide the above information for both parties to complete your application in joint names.
Apply online or by phone
Summary Box
Key product information for our Extra Saver account
| Account name | Extra Saver |
|---|---|
| Interest rates (AERs) | Variable interest - currently 1.30% AER/gross. Open an Extra Saver account and deposit between €1 and €100,000. If your account goes above €100,000, the rate of 0.50% AER/gross will apply on the full balance. |
| Tax status | Interest is paid net of tax at the prevailing rate (currently 20%) To register for gross interest please call us. |
| Conditions for bonus payment | No bonus available on this account. |
| Withdrawal arrangements | Withdrawals are by electronic transfer via IrishSavings Online Banking Service or telephone service centre. Withdrawals are by transfer to another account only. No withdrawal restrictions or charges. |
| Access | Telephone and online |
Gross rate: The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).
AER: AER stands for annual equivalent rate and illustrates what the interest would be if interest was paid and compounded each year.
Net: is the rate of interest paid after the deduction of basic rate tax at 20%.
For questions
Call +(353) 00 IRISH-SAEA
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline only.