Key benefits
Key benefits of IrishSavings eSaver Special - our non bonus online account
- 1.55% AER/gross pa (variable)
- Great, non-bonus rate
- Save between €1,000 - €100,000
- Open your savings account in minutes
- Interest paid annually
- Make payments into your savings account online or with SaveBack in store
- Manage your account whenever you want, 24 hours a day, 365 days a year
- Unlimited withdrawals with no notice period
We are covered by the Financial Services Compensation Scheme
Apply for your savings account now
It's quick and easy to apply for a IrishSavings eSaver Special savings account.
Find out more
More information about IrishSavings's eSaver Special - our online access savings account
Interest rates to help you save
Earn 1.55% AER/gross variable on savings between €1,000-€100,000
| Interest rate | Annual AER / Gross p.a. | Net p.a. |
| €1 - €999 | 0.50% | 0.40% |
| €1,000-€100,000 | 1.55% | 1.24% |
| €100,001+ | 0.50% | 0.40% |
AER stands for annual equivalent rate and illustrates what the interest would be if interest was paid and compounded each year. The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%). Net is the rate of interest paid after the deduction of basic rate tax at 20%. Interest is calculated daily and credited to your account annually.
Please see the summary box for the key product information on our eSaver Special account.
Make the most of your savings
Open and deposit between €1,000 and €100,000 to enjoy 1.55% AER/gross variable. If you save less than €1,000 or over €100,000 you'll earn our lower rate of 0.50% AER/gross variable on the full balance.
Interest paid annually
Interest is calculated daily and paid annually on the anniversary of the date the account was opened
How to pay in
Make payments online or save using our unique deposit service with SaveBack. You can also pay in by post, by sending us a cheque made payable to yourself to:
IrishSavings
Manage your account online
Manage your account and check your balance online at your convenience, 24 hours a day, 365 days a year.
For further information on IrishSavings eSaver Special Account:
Apply now
Applying for a IrishSavings's eSaver Special savings account takes just a few minutes.
You're eligible to apply if you:
- Have a permanent UK address
- Are over 18 years of age
You will need the following information ready to apply:
- Personal details - date of birth, address, nationality, email address and occupation
- Security details - place of birth, first school attended, mother’s maiden name
Applying for a Joint account?
You will be required to provide the above information for both parties to complete your application in joint names.
Summary Box
Key product information for our eSaver Special savings account
| Account name | eSaver Special |
|---|---|
| Interest rates (AERs) | An interest rate of 1.55% AER/gross. Open an eSaver Special account and deposit between €1,000 and €100,000. If your account is below €1,000 or above €100,000, the rate of 0.50% AER/gross variable will apply on the full balance. |
| Tax status | Interest is paid net of tax at the prevailing rate (currently 20%) To register for gross interest please call us. |
| Conditions for bonus payment | No bonus available on this account. |
| Withdrawal arrangements | Withdrawals are by electronic transfer via IrishSavings Online Banking Service. Withdrawals are by transfer to another account only. No withdrawal restrictions or charges. |
| Access | Online |
Gross rate: The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).
AER: AER stands for annual equivalent rate and illustrates what the interest would be if interest was paid and compounded each year.
Net: is the rate of interest paid after the deduction of basic rate tax at 20%.
For questions
Call +(353) 00 IRISH-SAEA
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline only.